EARN and the Asset Policy Initiative of California (APIC)

Missions and Goals
EARN breaks the cycle of poverty by matching the savings of low-wage workers and helping them invest in assets that build wealth, creating a cycle of prosperity across generations. EARN is a nationally-recognized, award-winning pioneer, engaging low-wage workers, businesses, policymakers, and other nonprofits in its efforts to fulfill its three core promises:

1. Empower low-wage workers in the Bay Area to escape poverty permanently through asset building products and services;

2. Create, demonstrate, and evaluate innovative asset-building practices that can be replicated on a large scale; and

3. Champion state and local asset-building policies that enable all families to accumulate, leverage and preserve assets that will grow our state’s economy

.


Population Served
Low wage workers at 200% and below of federal poverty guidelines.


Languages
English
Other Asian
Chinese
Spanish

Organization Information
Main Office
Address: 235 Montgomery Street, Suite 300, San Francisco, 94104
Phone: (415) 217-3660


Main Contact:
Contact: Asset Services Director Jill Sturm
Location: 235 Montgomery Street, Suite 300 San Francisco 94104
Phone: (415) 217-3670
Fax: (415) 217-3663
Parking
- Meter
- Paid Lot

Public Transportation
- Accessible by Muni Bus.
- Accessible by Muni Light Rail.
- Accessible by Bart.
- Destination: Montgomery Street BART

Hours:
Monday - Friday

Services Offered
Delivery Method
Financial Education and Management
Group or one-on-one education on financial best-practices and money management techniques

Classes
Work Shop
Coaching
Basic Budgeting
Creating individual and family budgets to help maximize income, meet payment obligations, and save money

Classes
Work Shop
Delivery Method
IDAs and Matched Savings
IDAs are matched saving accounts most often for the purpose of home ownership, higher education, or small business start-up. Most IDAs are matched at a rate of $2 for every $1 a client saves with varying requirements for the savings goal

Classes
Work Shop